We help financial institutions prepare for the next wave of Open Banking with focus on Credits and Investments

At Capilever we believe that it’s the bank’s job to explain and deliver complex financial products and services in the simplest possible way and assist customers manage their liquidity and financial risk in the best and cheapest way. Our lending and investment tools are steps in the right direction for democratizing financial products, providing full wealth overviews and help customers with the best (robo-) advice.

What do we do?

Services

Consulting services in the Credits and Investments space: a team of senior banking and IT consultants with extensive experience in Credits and Investment projects

Software

Building software solutions sold to banks to assist their customers in better managing their liquidity and financial risks

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Services

Consulting services in the Credits and Investments space: a team of senior banking and IT consultants with extensive experience in Credits and Investment projects

 

Software

Building software solutions sold to banks to assist their customers in better managing their liquidity and financial risks

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Our Product Offering

White-labelled pre-packaged solutions

Easy integration for data to back-end & screens to front-end

Light infrastructure footprint

High-level of automation

Modern technology stack

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White-labelled pre-packaged solutions

Easy integration for data to back-end & screens to front-end

Light infrastructure footprint

High-level of automation

Modern technology stack

Liquid Asset Based Lending (LABL)

Quickly enable a new “liquid asset based lending” banking product

High-level of automation allowing to democratize the LABL product to a larger customer base : retail, mass affluent & SME

Reduce manual efforts to a minimum for banks and their customers

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Liquid Asset Based Lending (LABL)

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Quickly enable a new “liquid asset based lending” banking product

High-level of automation allowing to democratize the LABL product to a larger customer base: retail, mass affluent & SME

Reduce manual efforts to a minimum for banks and their customers

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Financial Life Event Xeduler (FLEX)

Quickly enable a new flexible banking product, combining a long-term credit with a long-term investment

Help customers better spread some key financial events in life

Customers can attribute a pre-defined number of slots, during which they will either receive money or pay money

Financial Life Event Xeduler (FLEX)

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Quickly enable a new flexible banking product, combining a long-term credit with a long-term investment

Help customers better spread some key financial events in life

Customers can attribute a pre-defined number of slots, during which they will either receive money or pay money

Non-Liquid Position Tool (NLPT)

Manage non-liquid positions of a customer, i.e. assets, liabilities & off-balance positions not deposited at the bank

Provide a holistic view of the total wealth of a customer, allowing to better manage financial risks and provide better investment advice

Pre-integrated with the Capilever LABL solution allowing to use also these non-liquid positions as collateral

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Non-Liquid Position Tool (NLPT)

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Manage non-liquid positions of a customer, i.e. assets, liabilities & off-balance positions not deposited at the bank

Provide a holistic view of the total wealth of a customer, allowing to better manage financial risks and provide better investment advice

Pre-integrated with the Capilever LABL solution allowing to use also these non-liquid positions as collateral

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Retail Securities Trading Tool (RSTT)

Tool for trading individual securities, providing advanced risk hedging techniques, presented to the customer in layman’s term and in a visually appealing way

Help customers better manage market risks, by automatically maximizing losses, capitalizing profits, eliminating timing risk, and more complex hedging techniques

Retail Securities Trading Tool (RSTT)

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Tool for trading individual securities, providing advanced risk hedging techniques, presented to the customer in layman’s term and in a visually appealing way

Help customers better manage market risks, by automatically maximizing losses, capitalizing profits, eliminating timing risk, and more complex hedging techniques

Interest Rate Comparison Tool (IRCT)

Easily compare different interest rate products

Compare investment and credit products with different durations and interest rate conditions (fixed vs. variable)

Customers can take more informed decisions on which products to choose, based on their investment/lending horizon and their view on future interest rate evolutions

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Interest Rate Comparison Tool (IRCT)

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Easily compare different interest rate products

Compare investment and credit products with different durations and interest rate conditions (fixed vs. variable)

Customers can take more informed decisions on which products to choose, based on their investment/lending horizon and their view on future interest rate evolutions

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Counterparty Risk Assessment (CPRA)

Allow retail and SME customers to request a risk assessment of another customer : Solvability, Liquidity and Trustworthiness

Risk scoring based on overall wealth, liquidity of assets, social score, existing bank KYC score, etc.

Customers can better manage counterparty risks, when directly transacting with other customer of the bank

Counterparty Risk Assessment (CPRA)

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Allow retail and SME customers to request a risk assessment of another customer : Solvability, Liquidity and Trustworthiness

Risk scoring based on overall wealth, liquidity of assets, social score, existing bank KYC score, etc.

Customers can better manage counterparty risks, when directly transacting with other customer of the bank

Our team of technology and banking finance experts has joined forces to deliver world-class investment-and-lending software for the financial services industry.


Our products come with a number of well-defined APIs, which can be easily integrated within your bank, with strong focus on orchestration and automation of underlying credit and securities processes based on novel technologies.

Our team of technology and banking finance experts has joined forces to deliver world-class investment-and-lending software for the financial services industry


Our products come with a number of well-defined APIs, which can be easily integrated within your bank, with strong focus on orchestration and automation of underlying credit and securities processes based on novel technologies

klsjdajsdhaksjdhasj

Ready to get Started ?

Happy to discuss your next Credit & Investment innovation project